Prospera offers a broad range of lending programs for real estate professionals.

Multi-Family Bridge

LOAN AMOUNTS
$500K TO $10M

TERM LENGTH
Typically < 24 Months

PRICING
Starting at 8.31%

DESCRIPTION
For multi-family properties, not stabilized, or that are still in need of rehab, the multifamily bridge is a perfect solution.

1-4 Unit SFR Bridge

LOAN AMOUNTS
$250K TO $5M

TERM LENGTH
Typically < 24 Months

PRICING
Starting at 9.75%

DESCRIPTION
For single family residential properties, not stabilized, or that are still in need of rehab, the single family bridge is a perfect solution.

Residential Rehab

LOAN AMOUNTS
$50K TO $7.5M

TERM LENGTH
Typically < 24 Months

PRICING
Starting at 9.90%

DESCRIPTION
For single family residential properties actively in need of rehab, this solution can fund acquisitions, refi, and renovations.

Residential Construction

LOAN AMOUNTS
$150K TO $5M

TERM LENGTH
Typically < 12 Months

PRICING
Starting at 10.25%

DESCRIPTION
For borrowers, acquiring or refinancing land that is shovel – ready for vertical construction, the ground up product is a great solution. Submit your permitted projects today.

Commercial Bridge

LOAN AMOUNTS
$1.5M TO $20M

TERM LENGTH
Typically < 18 Months

PRICING
Starting at 8.99%

DESCRIPTION
For assets that may not fit into our single-family or multifamily Bridge products, or are a little more out of the box, this program provides great solution for commercial real estate investors.

Long-Term Rentals

LOAN AMOUNTS
$10M TO $150M

TERM LENGTH
Typically < 30 Years

PRICING
Starting at 7.75%

DESCRIPTION
When borrowers require long-term financing for rental products that doesn’t fit, the conforming box, are term products are a perfect solution for real estate investors.

SFR Portfolio

LOAN AMOUNTS
$1.5M TO $15M

TERM LENGTH
Typically < 30 Years

PRICING
Starting at 6.93%

DESCRIPTION
When investors amass, a portfolio of strong, single-family rental assets, this product enables a long-term, blanket financing solution as an alternative to flipping the assets.

Land/Horizontal

LOAN AMOUNTS
$1.5M TO $15M

TERM LENGTH
Typically < 18 Months

PRICING
Starting at 8.99%

DESCRIPTION
This program is specifically created for projects that intend to add value through entitlements or density improvements during the term. Occasionally, raw land works, too!

Mini-Perm, Agency, Term

LOAN AMOUNTS
$10M TO $120M

TERM LENGTH
Typically < 18 Months

PRICING
Starting at 8.31%

DESCRIPTION
For real estate investors, looking for institutional, agency, or other permanent financing solutions for strong projects, Prospera has created multiple relationships with large lenders to help fund these needs.

Have a question?