THESIS: Portfolios with a higher allocation to alternative investments (like Prospera) tend to perform better, correlate less with the market and resist volatility.

First, let’s observe what $1M looks like over the past three years and in recent weeks, both allocated to the market (Using DJIA) and then in Prospera/CPC.

100% Market Allocation


100% Prospera/CPC Allocation


Next, let’s look at a 30% allocation to Prospera. Many investors take this minimum approach to hedge against the volatility and downside of the market.

70% Market Allocation


30% Prospera/CPC Allocation


Imagine an even larger position in high-performing alternatives like Prospera. Here’s how 70% in Prospera/CPC looks with a supplemental 30% in the market.

30% Market Allocation


70% Prospera/CPC Allocation


CONCLUSION: A larger allocation to non-correlated alternative investments (like Prospera) typically generates a much higher yield with far less volatility.

The Dow Jones Industrial Average is used as a comparison index in representation of the market in these graphs, but if you overlay the S&P 500, any other major index, or really any stock– you’ll see very similar peaks and valleys. Also, the GROSS returns in the market are compared to the NET returns in Prospera/CPC. In the first comparison, using gross numbers, there is more than a MILLION DOLLAR DIFFERENCE between the market losses through March 23rd and the gains in Prospera through the same date.

So, were those gains in the market through 2017 and 2019 and at their highest level February 12, 2020 REALLY gains if you didn’t time the market right? And if you’ve lost that badly, will you ever recover? Of course it will. In fact, with a shred of good news in Washington, the markets had their best day since 1933 on March 24th, giving investors a chance to earn back some of those losses. But you’re still not back to even principal.

The jobs report on March 26th may have an adverse effect yet again. Whether the market comes back or drops again now or over another cycle, it will happen! You can earn losses back faster with an allocation to Prospera.

You can offset additional losses with an allocation to Prospera. And you can beat the market even when it rallies with Prospera. Stop trying to guess when the lowest dip will be. These vehicles are more consistent, primarily because they are backed by tangible real property. Corporations and analysts have already projected no gains, and hopes to abate further losses in 2020. But they’re talking about the market.

Prospera is projecting a first quarter on par with what its investors have come to expect since the last major financial crisis when its funds were founded.

Past performance is not indicative of future performance. Any financial projections or returns shown are examples only and Investors should conduct their own due diligence and not rely on the financial assumptions or estimates that are displayed here. There is a potential for loss of part or ALL of the investment capital, and each investor should understand that all capital invested may be lost. Investors should only consider these investments if they have no need for liquidity and can bear the risk of losing their entire investment. Neither the Securities and Exchange Commission nor any federal or state securities commission or any other regulatory authority has recommended or approved of the investment or the accuracy or inaccuracy of any of the information or materials provided by or through Prospera Management. Investments have significant risks as set forth in the disclosure materials and risks specific to a given company. Investments are restricted securities and are subject to restrictions on transfer as described in the offering materials. Investment opportunities discussed are “private placements” of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Prospera Growth Fund or Prospera Management, and MAY lose value. Investors must be able to afford the loss of their entire investment. Prospera Management is not an investment advisor, broker-dealer or Regulation Crowdfunding authorized intermediary or portal and does not engage in any activities requiring any such registration. Neighborhood Ventures does not make investment recommendations, and no communication should be construed as such.  This does not constitute an offer to sell, solicit or make an offer to buy any investment interest or securities. Any financial projections or returns shown are illustrative examples only, and there can be no assurance that any valuations provided are accurate or in agreement with market or industry valuations.  We make no representations or warranties as to the accuracy of information and accept no liability therefor.   Offers to sell, or the solicitations of offers to buy, any security must be accompanied with disclosure documents compliant with federal and state regulations and can only be made through official offering documents that contain important information about risks, fees and expenses. Investors should conduct their own due diligence, not rely on the financial assumptions or estimates displayed, and are encouraged to consult with a financial and tax advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any investment opportunities.  Testimonial statements are from existing investors. These statements may not be representative of the experience of all clients, and are not a guarantee of future performance or success. This may contain “forward looking statements” which are not guaranteed. All investors should make their own determination of whether or not to make any investment, based on their own independent evaluation and analysis. It is solely your responsibility to comply with the laws and regulations of your country of residence.

* This is not a solicitation for investments. Past performance is not a guarantee of future results. Investment decisions are made through review of the Private Placement Memorandum(s).  Results illustrated are blended between offerings, which included actual net investor returns as well as speculation on projects that have yet to conclude. All investments are subject to risk, including a loss of principal.